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Terms of Service

Effective Date: April 24, 2025
Last Updated: April 24, 2025

Welcome to Saving Diary! These Terms of Service ("Terms") govern your use of the Saving Diary mobile application (the "App") and our website (https://www.savingdiary.com). By using the App or accessing the website, you agree to these Terms.

If you do not agree with any part of these Terms, please do not use the App or website.

1. Who We Are

Saving Diary is a personal finance app developed and maintained by an independent developer under the name Saving Diary. For questions or support, email us at hello@savingdiary.com.

2. Description of the Service

Saving Diary helps users manage daily expenses, income, savings, and debts in an offline-first environment. All financial data is stored locally on the user's device.

3. Account & Data

We do not require accounts or logins. All user data remains on their device. Users can manually back up data to their personal Google Drive if they choose to.

4. Privacy & Analytics

We use the following third-party services to enhance our product:

  • Firebase Analytics – for app usage insights
  • Google AdMob – for non-personalized ads in the free version
  • RevenueCat – for managing premium subscriptions

These services may collect anonymous device data. No personal financial data is shared.

5. Payments & Subscriptions

Saving Diary offers premium subscriptions:

  • Monthly and yearly options available
  • Subscriptions are managed through the App Store / Play Store
  • Auto-renew unless canceled before the billing period ends

6. Acceptable Use

Users must not:

  • Reverse engineer or tamper with the app
  • Use the app for illegal or abusive activities
  • Violate laws or third-party rights while using the app

7. Intellectual Property

All content, branding, and code are owned by Saving Diary. Unauthorized use or duplication is prohibited.

8. Disclaimers

The app is provided "as is" without warranties. We are not liable for data loss, third-party service issues, or financial outcomes based on use of the app.

9. Modifications to the Terms

We may update these Terms from time to time. Significant changes will be communicated via the app or website. Continued use means you accept the new Terms.

10. Contact

For support or questions, contact us at hello@savingdiary.com.