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Know where your money goes.

Log what you spend, set a goal, watch it grow. Works offline, no sign up needed.

Free to start. 7 days of Premium, no card needed.

Features

The parts you will actually use.

Log it in five seconds.

Amount, category, done. Add the details later, or never.

The add transaction screen with income selected and an amount entered

Cash, bank, e-wallet.

Keep them apart or see them together. Your call, either way.

A list of wallets with separate balances

Categories that sound like you.

Name them, pick an icon, pick a color. Yes, coffee can be its own category.

A spending breakdown listing categories, each with its own color

Set a cap, watch it fill.

A budget you can see is a budget you keep.

A budget screen with progress bars for each category

Who owes who.

Money you lent, money you borrowed, and the bits already paid back.

A loan to Jack with the amount still outstanding

No signal, no problem.

It works on the plane, in the basement, on the train.

The balance trend for the month, fully drawn

No sign up. Just open it.

Install and start logging. No email, no password, no waiting.

The app opening straight to the home screen

Nothing gets lost.

Back up when you want to, restore on a new phone in a minute.

The home screen with the month's trend and the recent transactions under it

Getting started

Three steps, about a minute.

1

Install and open.

No account, no setup wizard. It is ready the moment it lands.

2

Add your first spend.

Pick an amount and a category. That is the whole habit.

3

Watch the picture build.

After a week you can see where it goes. After a month you can do something about it.

Reports

Where it actually went.

Your month, broken down by category, by wallet, and by week. No jargon, no charts you need a course to read.

  • Spent this month

    Every wallet, added up

  • Biggest category

    The one worth looking at

  • Against last month

    Up or down, plainly

Reports are built from what you log. Nothing is guessed for you.

InOut
  • Food38%
  • Transport27%
  • Bills21%
  • Other14%

Savings goals

Saving for something.

A trip, a laptop, a quiet month with no surprises. Set the number, add to it whenever you can, and watch the ring close.

Miss a week and nothing scolds you. The goal just waits.

Loan tracker

Money you lent, money you owe.

The friend who covered dinner, the cousin who borrowed for rent, the part you paid back last week. Log it once and stop keeping score in your head.

It is a record, not a collections notice. Nobody gets chased, and nothing here is sent to anyone.

  • LentPaid back 62%
  • BorrowedPaid back 28%

Shared wallets

Some money is not just yours.

Rent, groceries, a trip with friends. Share a wallet and you both see it, you both log to it, and nobody has to remember who paid for what.

1

One wallet, two phones

You both add to the same balance, and you both see it change.

2

You pick what to share

A shared wallet is one wallet. The rest of your money stays yours.

3

No more group chat math

The running total sits right there, so nobody adds it up at midnight.

4

Leave whenever

Stop sharing and your own records stay exactly as they were.

Shared wallets are part of Premium.*

* Rolling out with an upcoming app update.

Your data

It lives on your phone.

Saving Diary keeps everything in a database on your device. No bank connection, no account required, and without one your records never leave your phone.

  • No bank login, ever
  • Works without an account
  • An account is what keeps two phones in step

Without an account, your records never leave your phone. Make one and they follow you to your next device instead of starting over.

The Saving Diary home screen with the balance and a recent balance trend

Reviews

From the app stores.

This app is underrated. I keep money in an e-wallet and in cash at the same time, and it holds both. My daily spending is finally organized.
Jasmine
A really good app, and it never feels overstimulating. It kept me motivated, and with my dad's help I saved 4,000 euros in a week.
Maya
This is the app I had been looking for. Several wallets, savings, debts and loans, and all of it offline. Nothing is missing.
Tri

FAQ

Good to know.

Is Saving Diary free?

Yes. The free plan is a whole tracker: unlimited transactions, unlimited categories, 3 wallets, 3 budgets, reports, backup, and offline access. Premium lifts the limits and removes the ads.

Do I need an account?

No. Install it and start logging. An account is what lets your records follow you to another device, and it stays optional.

Do you connect to my bank?

No, and we do not plan to. You log what you spend, which takes a few seconds and means nobody has to hand over a bank login.

Where is my data stored?

In a database on your phone. Without an account that is the only place it lives. With one, your records stay in step across your devices.

What happens after the 7 day trial?

Nothing disappears. Everything you logged is still there. The free limits come back until you subscribe.

Can I use it on more than one phone?

Yes. With an account on Premium, your records stay in step across devices. Without one, each phone keeps its own.

Which currency does it use?

You pick yours when you start, and you can change it later.

What languages does the app come in?

24, including English, Indonesian, Japanese, Korean, Spanish, and Portuguese.

Start today, not next month.

Know where your money goes.

Free to start, works offline, and you can be logging in under a minute.