Set up your first wallets
A wallet is a place your money sits. Most people need two or three.
A wallet is not an account you connect. It is a place: the cash in your pocket, the bank account your salary lands in, the e-wallet that pays for lunch. You tell the app what is in it, and it follows what you log from there.
A setup that covers most people
- One for cash
- One for each bank account you actually use
- One for each e-wallet you actually use
Three is usually enough, which is also where the free plan stops. Premium lifts the limit if you need more.
Moving money from one wallet to another is a transfer, not a spend. Logged that way it never lands in your report as spending that did not happen.